2011 WVU Marching Band Armed Forces Salute

Thank you to everyone who has served our great Country!

Mortgage Rates Fall For The Second Time In History

Freddie Mac reported the average rate on the 30-year fixed mortgage fell this week below 4% for the second time in history.  Five weeks ago, the average mortgage rate dropped to a record low of 3.94%.

Current week's average....

30-year fixed.................3.99
15-year fixed.................3.30
5-year adjustable...........2.98
1-year adjustable..........2.95

 SOURCE:  FREDDIE MAC PRIMARY MORTGAGE MARKET SURVEY.

Veterans Day Salute

Veterans Day originally was called Armistice Day, because it commemorated the end of World War I on Nov. 11, 1918, when the fighting stopped at 11 a.m., the 11th hour of the 11th day of the 11th month.

Take a moment this Veterans Day to remember the sacrifices of so many who are serving and have served.
They have given so much to protect the United States and have helped other countries all over the world to become free as we are.  
REMEMBER OUR VETERANS ON 11/11/11 AT 11AM

LET US ALWAYS REMEMBER OUR VETERANS

The Clocks Fall Back November 6th

Just a reminder that on Sunday, November 6th, Daylight Savings Time ends.  Don't forget to roll back that clock an hour on Saturday night or Sunday morning.  I also like to use the time change to perform some basic home maintenance tasks.
Perhaps this list will help you as well:

• Smoke & Carbon Monoxide Detectors:  Test batteries and replace.
• Interior Caulking:  Inspect caulking around tubs, showers, and sinks
• HVAC:  Change filters, if required.
• Toilet:  Check for leaks and water run-on.
• Dryer:  Vacuum lint from ducts 
• Washer:  Clean water inlet filters and check hoses

A little regular maintenance can save thousands down the road when you decide to list your home.